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About UsTrust - Value - Efficient - Confidential

Mission Statement

Helping members achieve financial success by financing their dreams and helping them save for the future.

Vision Statement

Germania Credit Union’s vision is to serve its members’ needs through an evolving innovative member experience; develop existing relationships while growing within its field of membership; and achieving sustainability through smart growth.

Our History

Germania Credit Union was Chartered May 29th1986. Germania Credit Union (GCU) was originally founded to serve employees and policy holders of the Germania Farm Mutual Insurance Association. The organizers of the credit union were Edwin S. Schmid, R. William Spinn, James W. Christy, Bryan Rothermel, Leonard M. Roeske, W.D. Cunningham and Eugene H. Stoll, Jr. The original charter written in 1986 states: Future plans for lending include automobile loans, home improvement loans, secured loans and eventually real estate loans. The organizers became the first seven members of the credit union as well as the first board of directors. The credit union began with their initial deposits of 10 shares each at a par value of $5 per share.

The first annual meeting of GCU was held on March 5, 1987 with 71 members present. At that time the credit union had a total membership of 95 and deposit balances of just over $20,000. The only products offered at that time were savings accounts and small personal loans. Volunteer committees were set up and are still an important part of the credit union today. Including the board of directors, 32 volunteers made up the first board of directors and committees.

Today Germania Credit Union is a full-service financial institution with over 2,700 members with assets of over $19 million. We proudly serve Germania Insurance policy holders, agents, employees, local seg groups and the Brenham community. The credit union has a total of twenty-seven volunteer members who make up the credit union’s board of directors and five standing committees.

who can join?

  • Current policy holders of any Germania Insurance association company
  • Employees of Germania Insurance or subsidiaries
  • Agents and members of the Germania Farm Mutual Insurance association
  • Seg employees including: Washington County Tractor, Brenham Banner Press, TFE Company Incorporated, MIC Group and Tarlton Supply Company
  • Persons who live, work, worship or attend school in, and businesses and other legal entities located within a 10-mile radius of the Germania Credit Union office at 507 Hwy 290 East, Brenham, Tx 77833
  • Membership is also open for spouses of persons who died while within the field of membership as well as relatives of a credit union member. Relatives include spouses, children, brothers, sisters, parents, grandparents, grandchildren, nieces, nephews, aunts, uncles, father-in-laws, mother-in-laws, and cousins

10 mile membership radius
10 mile radius

How To Join?

Determine your eligibility by reading above. Click on the membership application below, and follow the instructions or email, write, or call to request a Membership Packet. Membership Packets may also be picked up in person at the credit union office.

Online Membership Application

  1. Follow the secure Membership Request link above and fill out the required information.
  2. If possible, include an image of your driver's license. We can get this copy later if not available.
  3. Please contact our Financial Services Rep to request membership information by phone.

Chelsea Lozano
Financial Services Rep

management & staff


  • Wendy Frazier, President
  • Chelsea Lozano, Financial Service Rep.
  • Scot Mertz, Accounting Manager
  • Larry Tyler, Loan Officer

Board of Directors

  • John Trostle, Chairman
  • Liz Broesche, Vice Chairman
  • Hayden Mierl, Treasurer
  • Kaci Eilert, Secretary
  • Jeff Smestuen, Board Member
  • Wendy Rubach, Board Member
  • Traci Bagley, Board Member
  • Thresia Schlabach, Board Member
  • Cheyanne Lehrmann, Board Member

holiday closings



Monday - Friday 8:00 a.m. thru 5:00 p.m. (Central Standard Time)

No withdrawals after 4:00 p.m.

All deposits after 4:00 p.m. will be credited on the next business day.


P.O. Box 645
Brenham, Texas 77834

507 Highway 290 East
Brenham, Texas 77833