Savings Accounts

Find out why it pays to be a Germania CU Member.

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Certificate of Deposit Account

Find out how to invest in yourself by investing in your future.

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Money Market Accounts

Making your money work for your with a Germania CU Money Market Account.

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SavingsSave For Your Future

Contact our Financial Service Representative to discuss your savings plan today!

Chelsea Lozano
Financial Service Representative
979-830-7516
clozano@germaniainsurance.com

regular share

Minimum $25.00 deposit to open
Minimum balance of $25.00
Dividends paid quarterly
Subject to Reg D
Deposits federally insured up to $250,000.00 by the National Credit Union Administration (NCUA), a U.S. Government Agency.
Funds on deposits may be pledged against a Share Secured Loan for a reduced interest rate
Check current rates here

The Credit Union reserves the right to pay dividends on an Account if the average daily balance falls below $25.00 during any dividend period, however, if the Account balance remains below $25.00 for a period of six months, the account will be closed.

You must maintain the disclosed minimum average daily balance in your account to obtain the disclosed annual percentage yield. The dividend rate corresponding to the average daily balance for the dividend period will be paid on the entire balance in your account.

For more information about these accounts refer to the Truth-In-Savings Account Disclosures.

Second Share

No minimum balance
Dividends paid quarterly
Unlimited Second Share accounts
Save for your individual dreams
Cashless Envelope System

Certain restrictions apply, rates, terms, and conditions subject to change at any time. APY is accurate as of the last dividend declaration date. APY = Annual Percentage Yield

certificate of deposit account

Minimum $500.00 deposit to open
Available for 6 month, 12 month, 18 month, 24 month, 36 month, 48 month and 60 month terms
Dividends on 6 month CD paid at maturity only. All other CD’s may pay quarterly or at maturity
Dividends may be paid into another GCU deposit account, rolled back into the certificate or mailed to you
Penalty for early withdrawal
Deposits are federally insured up to $250,000.00 by the National Credit Union Administration (NCUA), a US. Government Agency.
Check current rates here

^*For more information about these accounts including penalty for early withdrawal refer to the Truth-In-Savings Account Disclosures.

money market accounts

Minimum $2,500.00 deposit to open**
Minimum $2,500.00 to earn dividends*
Dividends compounded and paid monthly.
Up to six withdrawals per month, three of which may be by check.
Deposits federally insured up to $250,000.00 by the National Credit Union Administration (NCUA), a U.S. Government Agency.
Check current rates here
Funds Availabilty Policy here

^* You must maintain the disclosed minimum average daily balance in your account to obtain the disclosed annual percentage yield. The dividend rate corresponding to the average daily balance for the dividend period will be paid on the entire balance in your account.

^** You must maintain the disclosed minimum average daily balance in your account to avoid a service fee. If, during any month, your average daily balance is below the required minimum, your account will be subject to a Monthly Service Charge as set forth in the Fee Schedule. For more information about these accounts refer to the Truth-In-Savings Account Disclosures.