Skip to Main Content

Loan ProductsFinance Your Dreams

Why Us

All Germania Credit Union Loan Products offer the following benefits:

  • No charge for your credit report. Copy available upon request.
  • Can be repaid by check, payroll deduction, Germania Credit Union account transfer or electronic transfer from your account at another financial institution
  • Low cost Credit Life Insurance available
  • The Annual Percentage Rate (APR) you receive for the loan is based on your credit-worthiness, collateral, discounts, & term selected.

APPLY FOR A LOAN

Please contact our office at 979-830-7516 for a paper application or to apply by phone.

Vehicle Loans

New

  • New Vehicle terms and rates extended to vehicles 3 (three) years old and newer
  • Terms up to 84 months available.
  • Financing up to 125% of Manufacturer's Suggested Retail Price (MSRP)
  • NADA Used Car Valuations provided free to Germania Credit Union Members.

Used

  • Used terms and rates extended to vehicles 10 (ten) years old and newer
  • Terms up to 72 months available.
  • Financing up to 125% of NADA Retail Value available upon approved credit.
  • NADA Used Car Valuations provided free to Germania Credit Union Members.
  • GAP Protection available PDF
  • Extended Warranties available PDF
  • Check current rates here.

Recreational/Farm Equipment Loans

New

  • Boats, Campers, Travel Trailers, Motor Homes, 5th Wheels and all Types of Farm Equipment
  • New Vehicle terms and rates extended to vehicles 3 (three) years old and newer
  • Terms up to 120 months available.
  • Financing up to 110% of NADA Retail Value available upon approved credit.
  • NADA Valuations provided free to Germania Credit Union Members.

Used

  • Boats, Campers, Travel Trailers, Motor Homes, 5th Wheels and all Types of Farm Equipment
  • Used Vehicle terms and rates extended to vehicles 10 (ten) years old and newer
  • Terms up to 84 months available.
  • Financing up to 110% of NADA Retail Value available upon approved credit.
  • NADA Valuations provided free to Germania Credit Union Members.

Small Recreation Vehicles Loans

New

  • Motorcycles, ATV, Side-by-Side and Jet Ski
  • New Vehicle terms and rates extended to vehicles 3 (three) years old and newer
  • Terms up to 72 months available.
  • Financing up to 110% of NADA Retail Value available upon approved credit.
  • NADA Valuations provided free to Germania Credit Union Members.
  • All Harley Davidson Motorcycles are priced as a Vehicle Loan

Used

  • Motorcycles, ATV, Side-by-Side and Jet Ski
  • Used Vehicle terms and rates extended to vehicles 10 (ten) years old and newer
  • Terms up to 60 months available.
  • Financing up to 110% of NADA Retail Value available upon approved credit.
  • NADA Valuations provided free to Germania Credit Union Members.

Personal Loans

  • Includes Unsecured, Credit Builder, Credit Rebuilder and Share Secured Loans
  • A loan collateralized by our member’s signature or share account
  • Designed to be utilized for general financial needs which lack tangible collateral
  • Maximum term is 60 months

Trying to build or improve your credit? Contact us today for a free member credit review. Every member's credit situation is different. Let us help you build a path to financial success!