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checkingachieve financial success

checking accounts

Free Checking

  • Service Charge Free Checking to Free Checking
  • Free Visa Debit Card
  • Electronic deposit of net check accepted to Direct Deposit
  • Free External Transfers
  • Unlimited $0 minimum balance second savings accounts
  • 0.25% Loan Rate Discount for active checking account members

*Information concerning fees associated with the checking account are set forth in the Fee Schedule. For more information about these accounts refer to the Truth-In-Savings Account Disclosures.

online banking

With GCU Home Banking you may access the following:

  • Mobile Banking - Including Android and iPhone applications.
  • Enhanced Security - Including Multilevel authentication, FaceID, and Fingerprint on mobile applications.
  • ACH Transfers - Move money to and from your external accounts.
  • Automatic Transfers - Automate your savings and payments with future or recurring transfers.
  • Notifications - Get deposit and balance via text or email.
  • E-statements - Access your Statement online and retrieve it as needed.
  • Online Address Change - Change your address online securely.
  • Online Check Orders - Order or Reorder checks online.

member services

Germania Credit Union is a full service financial institution dedicated to helping you achieve financial success. While our digital branch offers a wealth of information, features and products our staff is here for you. Contact us today for information on any of the many member services we offer.


Your personal 24 hour a day Member Service Rep

Access 24 requirements:

  • a touch tone phone
  • Your GCU account #
  • Your PIN

With Access 24 you can:

  • Check share & loan balances
  • Determine if a check has cleared
  • Transfer funds between your accounts
  • Make loan payments by transfer
  • Apply for a loan
  • Receive previous year interest and dividend information

Call the Germania Access 24 telephone number 979-277-1926 or Germania employees may dial ext. #1599 and follow the instructions. Germania Access 24 talks you though the services you desire. To sign up for Access 24, please contact us at: