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checkingachieve financial success

checking accounts

Free Checking

  • Service Charge Free Checking to Free Checking
  • Free Visa Debit Card
  • Electronic deposit of net check accepted to Direct Deposit
  • Free External Transfers
  • Unlimited $0 minimum balance second savings accounts
  • 0.25% Loan Rate Discount for active checking account members

*Information concerning fees associated with the checking account are set forth in the Fee Schedule. For more information about these accounts refer to the Truth-In-Savings Account Disclosures.

online banking

With GCU Home Banking you may access the following:

  • Mobile Banking - Including Android and iPhone applications.
  • Enhanced Security - Including Multilevel authentication, FaceID, and Fingerprint on mobile applications.
  • ACH Transfers - Move money to and from your external accounts.
  • Automatic Transfers - Automate your savings and payments with future or recurring transfers.
  • Notifications - Get deposit and balance via text or email.
  • E-statements - Access your Statement online and retrieve it as needed.
  • Online Address Change - Change your address online securely.
  • Online Check Orders - Order or Reorder checks online.

member services

Germania Credit Union is a full service financial institution dedicated to helping you achieve financial success. While our digital branch offers a wealth of information, features and products our staff is here for you. Contact us today for information on any of the many member services we offer.

access24

Your personal 24 hour a day Member Service Rep

Access 24 requirements:

  • a touch tone phone
  • Your GCU account #
  • Your PIN

With Access 24 you can:

  • Check share & loan balances
  • Determine if a check has cleared
  • Transfer funds between your accounts
  • Make loan payments by transfer
  • Apply for a loan
  • Receive previous year interest and dividend information

Call the Germania Access 24 telephone number 979-277-1926 or Germania employees may dial ext. #1599 and follow the instructions. Germania Access 24 talks you though the services you desire. To sign up for Access 24, please contact us at: