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Resources and Disclosures

funds availability policy

It is our general policy to allow you to withdrawal the first $225.00 on the first business day after the day we receive your deposit. Funds from electronic deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the first business day. Then, the funds will generally be available by the ninth business day after the day of the deposit.

We will notify you at the time of your deposit if we delay your ability to withdraw funds, and we will tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided to take the action after you have left the premises, we will mail you a notice by the end of the business day after we receive your deposit.

documents available to Members

Newsletter
Annual Report

Upon request, a member is entitled to review or receive a copy of the most recent version of the following credit union documents:1) balance sheet and income statement; 2) a summary of the most recent annual audit; 3) written board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, board policies, and copies thereof; and 4) Internal Revenue Service Form 990.

complaint notification

If you have a problem with the services provided by this credit union, please contact us at:

Germania Credit Union

PO Box 645 Brenham,TX 77834 - 0645

Phone (979) 830 - 7508

Email: complaints@cud.texas.gov - gcu@germaniainsurance.com

The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department at 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512)837-9236, Website: .www.cud.texas.gov

Disclosures and Policies