... helping members achieve financial success

Loan Products


All Germania Credit Union Loan Products offer the following benefits:


  • No charge for your credit report. Copy available upon request.
  • Can be repaid by check, payroll deduction, Germania Credit Union account transfer or electronic transfer from your account at another financial institution
  • Low cost Credit Life and Credit Disability Insurance available
  • The Annual Percentage Rate (APR) you receive for the loan is based on your credit-worthiness, collateral, discounts, & term selected.





Loan Application



  1. Please print the loan application, complete the form, sign and date.
  2. Include a copy of a recent pay stub.
  3. Include a copy of your drivers license and social security card.
  4. For vehicle loans, please include a description of the vehicle including year, make, model, vehicle identification number, mileage and any options the vehicle may have.
  5. Fax the application to 979-836-1691 or enclose in an envelope and mail to:

Germania Credit Union
P.O. Box 645
Brenham, TX  77834-0645



New Vehicle Loans

  • Buyers Ed – We will help you discover the value of a used car, or the fair price of a new car
  • Terms up to 84 months available. 
  • Financing up to 125% of Manufacture’s Suggested Retail Price (MSRP) available upon approved credit
  • GAP Protection available
  • Extended Warranties available
  • Dent Guard available
  • New Vehicle terms and rates extended to vehicles 3 (three) years old and newer
  • Check current rates here.


Used Vehicle Loans

  • Terms up to 72 months available. 
  • Financing up to 125% of NADA Retail Value available upon approved credit.
  • NADA Used Car Valuations provided free to Germania Credit Union Members
  • GAP Protection available
  • Extended Warranties available
  • Dent Guard available
  • Check current rates here.



  • A loan collateralized by our member’s signature
  • Designed to be utilized for general financial needs which lack tangible collateral
  • Maximum term is 60 months
  • Check current rates here.


Germania Credit Union also offers loans for New and Used Farm and Garden Equipment, Motorcycles, ATV’s, Boats, Motor Homes, Travel Trailers, RV’s, Watercraft, Household Goods and Computers.  Click here for current terms and rates.


Germania Credit Union
PO Box 645
Brenham,TX 77834 - 0645
Phone (979) 830 - 7523 or Toll-free (877) 635 - 9405
Fax (979) 836 - 1691




The information contained in the Germania Credit Union Web Site is intended to summarize our products and services. It is not a complete disclosure of all terms and conditions. For complete information and disclosure, please contact Germania Credit Union directly. Germania Credit Union is federally insured by the National Credit Union Administration and regulated by the Credit Union Department of Texas.