... helping members achieve financial success

Loan Terms & Rates Effective February 1, 2015

Loan Type Detail Term APR*
New Vehicle
(Up to 2 Years Old)
Up to 100% of MSRP with approved credit. Up to 36 mos 2.35% to 8.20%
37-48 mos 2.60% to 8.45%
49-60 mos (over $10,000) 2.85% to 8.70%
61-72 mos (over $20,000) 3.45% to 4.55%

 

Used Vehicle Up to 100% of NADA Retail Value with approved credit. Up to 24 mos 2.85% to 8.70%
25-36 mos 3.10% to 8.95%
37-48 mos 3.35% to 9.20%
49-60 mos (over $10,000) 3.60% to 9.45%
61-72 mos (over $20,000) 4.20% to 5.30%
   
New Motorcycle, and ATV Up to 100% of MSRP with approved credit. Up to 36 mos 2.35% to 8.20%
37-48 mos 2.60% to 8.45%
49-60 mos (over $10,000) 2.85% to 8.70%
(Motorcycle Only)
61-72 mos (over $20,000)
3.45% to 4.55%
   
Used Motorcycle, and ATV Up to 100% of NADA Retail Value with approved credit. Up to 24 mos 2.85% to 8.70%
25-36 mos 3.10% to 8.95%
37-48 mos 3.35% to 9.20%
(Motorcycle Only)
49-60 mos (over $10,000)
3.60% to 3.70%
 
New Farm/Garden Equipment Up to 100% of MSRP with approved credit Up to 36 mos 2.35% to 8.20%
37-48 mos 2.60% to 8.45%
49-60 mos (over $10,000) 2.85% to 8.70%
61-72 mos (over $20,000) 3.45% to 4.55%
73-84 mos (over $35,000) 4.05% to 5.15%
85-96 mos (over $50,000) 4.80% to 4.90%
   
Used Farm/Garden Equipment Up to 100% of retail or appraised value with approved credit. Up to 24 mos 2.85% to 8.70%
25-36 mos 3.10% to 8.95%
37-48 mos 3.35% to 9.20%
49-60 mos (over $10,000) 3.60% to 9.45%
61-72 mos (over $20,000) 4.20% to 4.30%
   
New Boats, Travel Trailers, Motor Homes, Campers, RV's, Personal Watercraft Up to 100% of MSRP with approved credit. Up to 36 mos 2.35% to 8.20%
37-48 mos 2.60% to 8.45%
49-60 mos (over $10,000) 2.85% to 8.70%
61-72 mos (over $20,000) 3.45% to 4.55%
73-84 mos (over $35,000) 4.05% to 5.15%
     
Used Boats, Travel Trailers, Motor Homes, Campers, RV's, Personal Watercraft Up to 100% of NADA Retail Value or appraised value with approved credit Up to 24 mos 2.85% to 8.70%
25-36 mos 3.10% to 8.95%
37-48 mos 3.35% to 9.20%
49-60 mos (over $10,000) 3.60% to 9.45%
61-72 mos (over $20,000) 4.20% to 4.30%
   
Personal Loan amount & maximum term subject to loan review. Up to 36 mos 7.95% to 17.95%
   
Share Secured Total of share balance Up to 36 mos 2.0% above share rate


*APR is Annual Percentage Rate. The APR you receive for the indicated loan type will be within the range disclosed and is based on various credit worthiness criteria.

Applicants must qualify based on normal credit approval guidelines. Loan terms and rates subject to change without notice.

 

 

Germania Credit Union
PO Box 645
Brenham,TX 77834 - 0645
Phone (979) 836 - 5224 or Toll-free (800) 392 - 2202
Fax (979) 836 - 1691
gcu@germaniainsurance.com

 

 

 

The information contained in the Germania Credit Union Web Site is intended to summarize our products and services. It is not a complete disclosure of all terms and conditions. For complete information and disclosure, please contact Germania Credit Union directly. Germania Credit Union is federally insured by the National Credit Union Administration and regulated by the Credit Union Department of Texas.