... helping members achieve financial success

 

Deposit Account Rates

Rates effective November 16, 2017 thru November 29, 2017.

 

Account

Dividend

Rate

Interest

Rate

Annual Percentage

Yield (*APY)

Minimum Balance Requirements
Regular Share
0.025%
 
0.025%

$25.00 to open

**$25.00 average

daily balance to earn dividends

 
 
 
Certificate of Deposit
 
 
  6 month
0.20%
0.20%

$500.00 to open

12 month
0.35%
0.35%
$500.00 to open
18 month
0.55%
0.55%
$500.00 to open
24 month
0.65%
0.65%
$500.00 to open
36 month
0.75%
0.75%
$500.00 to open
48 month
0.85%
0.85%
$500.00 to open
60 month
0.95%
0.95%
$500.00 to open
 
 
 
Share Draft (checking)
 
$100.00 to open
 
 
 
Money Market
 
 
$ 0.00 - $2,499.99
0.00%
 
0.00%
$2,500 to open
$2,500.00 - $9,999.99
0.025%
 
0.025%
***$2,500 to earn APY
$10,000.00 or More
0.055%
 
0.055%
****$2,500 to avoid a Monthly Service Charge**
 
 
 

 

*APY is Annual Percentage Yield.

**The Credit Union reserves the right to pay dividends on an Account if the average daily balance falls below $25.00 during any dividend period, however, if the Account balance remains below $25.00 for a period of six months, the account will be closed.
***You must maintain the disclosed minimum average daily balance in your account to obtain the disclosed annual percentage yield.  The dividend rate corresponding to the average daily balance for the dividend period will be paid on the entire balance in your account.
**** You must maintain the disclosed minimum average daily balance in your account to avoid a service fee.  If, during any month, your average daily balance is below the required minimum, your account will be subject to a Monthly Service Charge as set forth in the Fee Schedule.  For more information about these accounts refer to the Truth-In-Savings Account Disclosures.

 

 

Germania Credit Union
PO Box 645
Brenham,TX 77834 - 0645
Phone (979) 836 - 5224 or Toll-free (800) 392 - 2202
Fax (979) 836 - 1691
gcu@germaniainsurance.com

 

 

 

The information contained in the Germania Credit Union Web Site is intended to summarize our products and services. It is not a complete disclosure of all terms and conditions. For complete information and disclosure, please contact Germania Credit Union directly. Germania Credit Union is federally insured by the National Credit Union Administration and regulated by the Credit Union Department of Texas.