... helping members achieve financial success

Germania Credit Union
Funds Availability Policy for Checking Accounts


It is our general policy to allow you to withdrawal funds deposited in your account on the first business day after the day we receive your deposit.  Funds from electronic deposits will be available on the day we receive the deposit.  In some cases, we may delay your ability to withdraw funds beyond the first business day.  Then, the funds will generally be available by the ninth business day after the day of the deposit. Effective July 21, 2011, Germania Credit Union increased the next day funds availability from $100 to $200.


We will notify you at the time of your deposit if we delay your ability to withdraw funds, and we will tell you when the funds will be available.  If your deposit is not made directly to one of our employees, or if we decided to take the action after you have left the premises, we will mail you a notice by the end of the business day after we receive your deposit.






Germania Credit Union
PO Box 645
Brenham,TX 77834 - 0645
Phone (979) 830 - 7523 or Toll-free (877) 635 - 9405
Fax (979) 836 - 1691





The information contained in the Germania Credit Union Web Site is intended to summarize our products and services. It is not a complete disclosure of all terms and conditions. For complete information and disclosure, please contact Germania Credit Union directly. Germania Credit Union is federally insured by the National Credit Union Administration and regulated by the Credit Union Department of Texas.